Excluded are assistance, accidents and illnesses that occur while the Covered Traveler is in countries where civil or foreign war, civil unrest, or any other type of riots, demonstrations,
threatening individuals or assemblies that have become disruptive
The Coverage will not be available in the following countries: Iraq, Ethiopia, Syria, Ukraine, Yemen, Sudan, Somalia, North Korea, and Afghanistan.
Venezuela is subject to Sanctions and Special Licenses. Limited Coverage is available.
Russia & Belarus are subject to Sanctions and Special Licenses. Limited Coverage is available.
Cuba - Coverage is only available through reimbursement.